We're experiencing high demand
To ensure every new business gets the best experience, applications are taking longer than usual. Not in a rush? Apply today and we’ll get back to you as soon as possible.
The bank account built for the self-employed
Mettle is for sole traders and limited companies with up to two owners (only one owner can access the account). You can have one Mettle account per person.
Independent service quality survey results
An independent survey asked 1,200 customers of the 15 largest business current account providers if they’d recommend theirs to other businesses. Here are the results from February 2026.
Get paid faster
Manage your entire payment cycle – from creating an invoice to reconciliation.
Send invoices from wherever you are
Send invoices from wherever you are
Create and send customised invoices on the go. See what’s been paid and what you’re owed within one click. You can even track payments and chase late payers – all from your phone.
Get instant payment notifications
We'll notify you when money hits your account and match the payment to your invoice.
Auto-match payments to invoices
Mettle+ could help you win more business
Just met a new client? You can now create and send quotes on the go and convert them to invoices in-app for £4 a month.
Get FreeAgent accounting software included with Mettle and save at least £150 per year*
Learn more about the FreeAgent integration
See what tax you're likely to owe
Get a running total of how much tax you owe and when you need to pay it in the Mettle app, powered by FreeAgent.
It’ll help you stay on top of your tax all year round and avoid surprise tax bills.
Automatically save for tax
Easily put money aside from your main account into a Tax Pot. You can also set up a Scheduled Saver to save for business costs or new equipment.
Get tax tips and guidance in our tax hub
By NatWest
Have confidence knowing we're part of a trusted and regulated bank
Help from real people
Our team is here to support you whenever you need it.
Safe and secure
Eligible funds protected up to £120,000 by the Financial Services Compensation Scheme (FSCS)
Mettle can close your account if you behave in an offensive, threatening or violent manner, which includes any racist or other discriminatory conduct, towards staff. See the T&Cs for more information.