Do business globally. Get paid at home.

Porto. Portland. Phuket. Accept payments from abroad and convert them into GBP.

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Mettle is a mobile-based business bank account. Eligibility criteria applies. Inbound international payments over the value of £10 charged at £4, plus 1.5% for currency conversion. Exclusions apply. Additional Mettle fees may apply. Mettle is for sole traders and limited companies with up to two owners (only one owner can access the account). Up to five accounts can be opened per person. Mettle has paid-for optional add-ons available.

How it works

Open up your business to the world

Sold your goods in Greece? Spoke at an event in Egypt? Share your international account details so they can send a payment your way.

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Paid. Converted. Sorted.

Receive payments in 30 different currencies, and we'll convert it to GBP straight into your Mettle account, quickly and hassle-free.

Internatioanl Payment Home

International payment fees

Payments over £10

We charge a £4 fixed fee for any inbound payment above the value of £10, plus a 1.5% fee if we need to convert from a foreign currency into GBP.

Payments under £10

For inbound payments below £10 sent in foreign currency, only the 1.5% conversion fee is applied.  Payments below £10 sent in GBP have no fees charged.

Fee history

You can view any fees you’ve been charged as separately on your transaction history in the Mettle app.

Fee information

Our full list of account fees can be viewed on our Fee Information Document here.

How to get started

Frequently asked questions

Which currencies are accepted for international payments?

We accept inbound international payments from a wide range of currencies. The full list is below (tap to expand).

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  • AUD Australian Dollar

  • CAD Canadian Dollar

  • CHF Swiss Franc

  • CZK Czech Koruna

  • DKK Danish Krone

  • EUR Euro

  • GBP British Pound (Pound Sterling)

  • HKD Hong Kong Dollar

  • HUF Hungarian Forint

  • JPY Japanese Yen

  • NOK Norwegian Krone

  • NZD New Zealand Dollar

  • PLN Polish Zloty

  • RON Romanian Leu

  • SAR Saudi Riyal

  • SEK Swedish Krona

  • SGD Singapore Dollar

  • USD United States Dollar

  • ZAR South African Rand

  • AED United Arab Emirates Dirham

  • BHD Bahraini Dinar

  • BWP Botswana Pula

  • CNY Chinese Yuan (Renminbi)

  • ILS Israeli New Shekel

  • KWD Kuwaiti Dinar

  • OMR Omani Rial

  • QAR Qatari Riyal

  • RSD Serbian Dinar

  • TND Tunisian Dinar

  • UGX Ugandan Shilling

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Are there any limits for international payments?

There are no limits for inbound international payments. However, the main account balance limit for Mettle bank accounts is £1 million for both sole traders and limited companies. If you reach this £1 million limit, any further incoming payments, including international payments, will be declined.

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Can everyone use international payments?

Most Mettle customers will be able to receive international payments. However, if you operate a business that is involved in the trade of alcohol, tobacco or vapes, you may not be able to use our international payments. If you have any questions about this, please drop us a message in app.

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Can I send an international payment?

We don’t currently offer outbound international payments, however this is a feature we’re working on and hope to have available soon.

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Sound good? Apply now

Have a quick look at our eligibility criteria.

  • You’re a sole trader or limited company with up to two owners
  • You have a balance limit of up to £1 million
  • You’re a UK-based company with owners that are UK tax residents
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